Privacy Policy

Your privacy matters to us at Top Medicare Options. We collect and use your information responsibly to improve our services and help you explore Medicare plans. Read our full Privacy Policy to understand how we safeguard your data.

📧 support@topmedicareoptions.com

Here at Top Medicare Options, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website, https://topmedicareoptions.com/. By using our Website, you agree to the terms outlined in this Privacy Policy. If you do not agree, please discontinue use of the Website.

1. Information We Collect

We collect different types of information to enhance your experience:

1.1 Personal Information: When you sign up, request information, or use our services, we may collect:

  • Full Name
  • Email Address
  • Phone Number
  • ZIP Code
  • Other details you voluntarily provide

1.2 Non-Personal Information: We may also collect technical data, such as:

  • IP Address
  • Browser Type
  • Device Information
  • Pages Visited
  • Date & Time of Visit

This data helps us improve user experience and website functionality.

2. How We Use Your Information

We use your information for purposes such as:

  • Providing Medicare-related information and services
  • Personalizing your experience on our Website
  • Communicating about updates, offers, or relevant content
  • Analyzing trends and improving Website performance
  • Ensuring legal compliance and preventing fraudulent activity

3. How We Share Your Information

We do not sell your personal data. However, we may share your information in certain cases:

3.1 With Service Providers:
We may share data with third-party providers who assist with customer support, marketing, and analytics. These providers are required to safeguard your information.

3.2 For Legal Compliance:
We may disclose your data if required by law, in response to legal requests, or to protect our rights and users’ safety.

3.3 Business Changes:
If our company undergoes a merger, sale, or acquisition, your data may be transferred to the new entity. You will be notified of such changes.

4. Cookies & Tracking Technologies

Our Website may use cookies and similar tracking tools to:

  • Improve user experience
  • Store preferences
  • Analyze Website usage
  • Optimize performance

You can manage cookie settings through your browser, but disabling cookies may limit certain Website features.

5. Third-Party Links

Our Website may contain links to third-party sites. We are not responsible for their privacy practices, and we encourage you to review their policies separately.

6. Data Security

We take security seriously and implement industry-standard measures to protect your data. However, no method of transmission over the Internet is completely secure, and we cannot guarantee absolute protection.

7. Children’s Privacy

Our Website is not intended for individuals under 13. We do not knowingly collect information from children. If we discover such data, we will promptly delete it.

8. Your Rights & Choices

You have the right to:

  • Access: Request a copy of your personal data.
  • Correction: Update inaccurate or incomplete information.
  • Deletion: Request data removal, subject to legal limitations.
  • Opt-Out: Unsubscribe from marketing emails by following the provided instructions.

To exercise these rights, contact us at support@topmedicareoptions.com.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted here with an updated effective date. We encourage you to review this policy regularly.

10. Contact Us

For any privacy-related questions, reach out to:

📧 support@topmedicareoptions.com

By using our Website, you acknowledge and agree to the terms of this Privacy Policy.

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Disclaimer:

All trademarks and copyrights belong to their respective holders. Top Medicare Options is a privately owned website and is not affiliated with any state or federal government entities, including the Centers for Medicare & Medicaid Services, Healthcare.gov, or the Department of Health and Human Services. We are not an insurance provider or licensed agency.

We do not provide every available plan in your area. Currently, we represent 17 organizations that offer a total of 96,646 products in your location. For comprehensive information on all available options, please visit Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Program (SHIP).

Participating sales agencies represent Medicare Advantage HMO, PPO, PFFS organizations, and PDPs that are contracted with Medicare. Enrollment depends on the plan’s renewal status with Medicare and may be restricted to certain times of the year unless you qualify for a special enrollment period or are within your Medicare Initial Election Period. The information we provide is limited to the plans we offer in your area.

Top Medicare Options assumes no responsibility or liability for content posted by consumers or third parties. By completing the contact form or calling the provided number, you will be connected to a licensed insurance agent who can answer your questions and provide information about Medicare Advantage, Part D, or Medicare supplement insurance plans.

Neither Top Medicare Options nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program. The availability of carriers and products is contingent upon your resident zip code. Medicare Supplement plans are not endorsed by the U.S. Government or the federal Medicare program. This communication constitutes a solicitation for insurance, and you will be contacted by an insurance agent/producer or insurance company.

Medicare Supplement insurance is available to individuals aged 65 and older enrolled in Medicare Parts A and B, and in certain states, to those under 65 who are eligible for Medicare due to disability or End-Stage Renal Disease. Insurance is provided by Humana Insurance Company, Humana Insurance Company of Kentucky, Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company of New York, or Humana Health Insurance Company of Florida, Inc.

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