Terms & Conditions

Your privacy matters to us at Top Medicare Options. We collect and use your information responsibly to improve our services and help you explore Medicare plans. Read our all Terms And Conditions to understand how we safeguard your data.

📧 support@topmedicareoptions.com

Welcome to Top Medicare Options! Please read these Terms of Use carefully before using https://topmedicareoptions.com/. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.

1. Acceptance of Terms

By using our Site, you acknowledge and agree to these Terms, along with any additional policies referenced within. Top Medicare Options reserves the right to update or modify these Terms at any time. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

2. Eligibility

This Site is intended for individuals 18 years or older. By using the Site, you confirm that you meet this requirement and are legally permitted to enter into this agreement.

3. Site Content

All content on the Site, including text, graphics, images, and other materials, is provided for informational purposes only. While we strive to maintain accurate and current information, we do not guarantee completeness, reliability, or suitability for any specific purpose. Top Medicare Options does not provide medical, financial, or legal advice.

4. Healthcare and Insurance Information

Information provided on this Site should not be considered a substitute for professional healthcare or insurance advice. You should consult a licensed Medicare professional for guidance tailored to your individual needs.

5. Acceptable Use

By using this Site, you agree to:

Use it only for lawful purposes.
Not transmit any material that infringes upon the rights of others.
Not introduce viruses, malware, or any other harmful code that could interfere with the Site’s operation.

6. Intellectual Property Rights

All trademarks, logos, service marks, and other content on this Site are the property of Top Medicare Options or its licensors. You may not copy, distribute, modify, or use any Site content without prior written permission.

7. Third-Party Links

Our Site may contain links to external websites. Top Medicare Options does not control or endorse third-party content and is not responsible for any loss or damage resulting from your use of external links. Please review their terms before engaging with third-party sites.

8. Disclaimer of Warranties

This Site is provided “as is” and “as available” without any warranties, express or implied. We do not guarantee uninterrupted access, error-free operation, or security from potential threats.

9. Limitation of Liability

To the fullest extent permitted by law, Top Medicare Options and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages related to your use of this Site.

10. Indemnification

You agree to indemnify and hold harmless Top Medicare Options, its affiliates, employees, and partners from any claims, liabilities, losses, or expenses arising from:

Your use of the Site.
Any violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the United States, without regard to conflicts of law principles. Any disputes arising from these Terms shall be resolved in the appropriate courts within the United States.

12. Termination

We reserve the right to suspend or terminate your access to this Site, at our sole discretion, without prior notice, if we determine that you have violated these Terms or acted in a way that is harmful to other users or our business interests.

13. Contact Information

For any questions about these Terms, please contact us at:

📧 support@topmedicareoptions.com

By continuing to use this Site, you acknowledge that you have read, understood, and agreed to these Terms.

Top Medicare Options simplify your Medicare journey. Compare plans, save money, and find the perfect coverage - all in one trusted place. Let’s get started today!

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Disclaimer:

All trademarks and copyrights belong to their respective holders. Top Medicare Options is a privately owned website and is not affiliated with any state or federal government entities, including the Centers for Medicare & Medicaid Services, Healthcare.gov, or the Department of Health and Human Services. We are not an insurance provider or licensed agency.

We do not provide every available plan in your area. Currently, we represent 17 organizations that offer a total of 96,646 products in your location. For comprehensive information on all available options, please visit Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Program (SHIP).

Participating sales agencies represent Medicare Advantage HMO, PPO, PFFS organizations, and PDPs that are contracted with Medicare. Enrollment depends on the plan’s renewal status with Medicare and may be restricted to certain times of the year unless you qualify for a special enrollment period or are within your Medicare Initial Election Period. The information we provide is limited to the plans we offer in your area.

Top Medicare Options assumes no responsibility or liability for content posted by consumers or third parties. By completing the contact form or calling the provided number, you will be connected to a licensed insurance agent who can answer your questions and provide information about Medicare Advantage, Part D, or Medicare supplement insurance plans.

Neither Top Medicare Options nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program. The availability of carriers and products is contingent upon your resident zip code. Medicare Supplement plans are not endorsed by the U.S. Government or the federal Medicare program. This communication constitutes a solicitation for insurance, and you will be contacted by an insurance agent/producer or insurance company.

Medicare Supplement insurance is available to individuals aged 65 and older enrolled in Medicare Parts A and B, and in certain states, to those under 65 who are eligible for Medicare due to disability or End-Stage Renal Disease. Insurance is provided by Humana Insurance Company, Humana Insurance Company of Kentucky, Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company of New York, or Humana Health Insurance Company of Florida, Inc.